Investing in Penny Stocks for Beginners

Penny stocks are highly volatile investments typically priced at under $5 per share. They’re not on the national exchange; instead, they’re made up of common shares of small public companies that trade at low prices per share.

As a way to enter the stock market at an affordable level, beginning investors will purchase these stocks and hope they appreciate so as to boost the buyer’s fortunes. However, this isn’t a simple process. Read More ›

What Does Running a Business Cost? 5 Essential Expenses

Getting a business off the ground can be expensive. It’s essential to have a solid business plan, a nest egg or startup loan money, and great organizational skills to keep track of your spending.

Even if you think you’re well prepared, though, you can be assured that in those first months, unexpected financial needs will surface. So you also have to make sure there’s some buffer in your budget. Read More ›

4 Things to Consider When Shopping for Auto Insurance

Whether you’re becoming a licensed driver for the first time ever, or you’re fed up with your current provider and want to look around for a better deal, it’s important that you take the shopping process seriously. While shopping for auto insurance may not be fun, it’s something that you can’t afford to live without.

Here’s What You Need to Know

The auto insurance industry is very competitive. This is both good and bad for you, the consumer. On the one hand, it means you have plenty of options to choose from and can find a solution that fits just about any budget. On the other hand, it means some insurance providers use questionable tactics to gain customers. Read More ›

The Appeal Of Gamification: Why We Love Alternative Site Design

Games are a deeply rooted part of our culture, from the freeform play of children to the highest levels of competition on the field, around the table, or on the screen. That’s why it should come as no surprise that game-based structures are regularly embedded into more serious aspects of our lives, including marketing and education. We love games, and we’re less likely to realize we’re being sold or taught something when we’re distracted by the allure of a game. Read More ›

8 Things You Might Not Know About Autism

Autism has always been a puzzling condition. Not quite a century ago, those with autism were considered insane and sent to an asylum. Now, we recognize that those with the condition are not insane, but there are still mysteries about the condition that researchers haven’t figured out.  

One of the greatest mysteries regarding the condition is the lack of a cure. Though there have been studies, clinical trials, and other experiments performed in pursuit of treatment, doctors seem to hit wall after wall. Read More ›

First Time Home Buyers: Be Prepared For These 5 Things

Purchasing your first home is a milestone. It’s right up there with graduating college, getting married, and having kids. Oftentimes, first time home buyers get so caught up in the romance and grandeur of purchasing their first home that they forget about some of the most important details. But, just like the other milestones mentioned, it’s a major step, and a decision that should never be taken lightly.

The most important thing is figuring out what kind of home you’re looking to buy. Are you looking for a starter home, or are you interested in growing old in whatever you purchase? Read More ›

DIY? Beware Of These Home Repair Injuries

DIY home upgrades are very popular today, and while there are certainly many repairs you can do yourself – painting or varnishing a fence, trimming your hedges, or installing shelving – there are others you should leave to the professionals.

Anything involving a high ladder, for example, could lead to a severe injury. If you’ve got to climb much higher than a large stepladder, it might be time to call in repair reinforcements. At the very least, you’ll need to use the right height ladder for the job. Read More ›

Maintenance Musts: 4 Car Care Tips For Safer Travels

Whether you’re commuting a short distance to work or planning a big road trip, proper car maintenance is absolutely vital. Not only will a well-maintained car deliver you swiftly to your destination, but proper car care is also critical to your safety.

Before you hit the road, check on these 4 car maintenance concerns. With everything in working order, you can depart with total peace of mind. Read More ›

America’s Opioid Epidemic: The Rising Impact Of Prescription Drugs

America is in the grip of an opioid addiction epidemic, with misuse of prescription medication at the root of the problem. While there have always been issues with opioid use, specifically in the form of heroin, medications like OxyContin, Fentanyl, and Vicodin now form the core of the crisis. Compounding the issue, many Americans don’t realize they may have these dangerous medications in their own medicine cabinet.

Emergence: Where Did the Crisis Come From?

When many of these opioid painkillers came to market, it was believed that they were a good option for patients coping with chronic pain conditions. OxyContin has even been engineered specifically to avoid the potential for addiction, with the pills designed to make injection or snorting the crushed pills more difficult. Read More ›

Are You Interested In Becoming a Medical Assistant?

A career in medical assisting can be a rewarding and even prestigious path. The entry-level median pay for such a career begins at $30k per year, with opportunities to work your way up to $90k with more training.

Since no job experience is necessary, demand for workers is high, and only a short certification course is required, medical assisting can be an excellent career path. If you’re ready to begin the journey toward getting certified as a medical assistant, here are some things you should know. Read More ›

Color Makes the World Go Round

Underneath the surface of every decision we make is one critically important factor: color. The colors we’re surrounded by may seem innocent enough, but they actually have a profound impact on everything we do.

By being aware of the presence of color and the psychological impact, you can make better decisions in the future. Read More ›

7 People Skills IT Pros Need to Succeed

For IT pros, success isn’t just found in the day-to-day technical challenges you solve. It’s also used to communicate positively with those around you, which isn’t always easy when you spend most of your time behind a computer. Learning a few key people skills will be what carries you to the next level in your career.

IT pros must deal with customer service too, and you should know that it takes approximately 12 good experiences to make up for one bad one. You’d hate to be the cause of that customer’s grievance, which could lose your company more money and reputation than you might realize. As an IT pro, you have a responsibility to develop some of the top skills required for dealing with people and businesses on a daily basis. Read More ›

3 Tips to Selling Your Home Faster

Some homes come on the market and get a dozen offers within 24 hours. Other homes spend weeks on the market before ever receiving a single competitive offer. What gives? Why can some homes sell in a matter of days, while others sit vacant for months at a time?

Well, the answer isn’t as straightforward as saying, “You must do this.” However, there are a number of tips and techniques that experienced home sellers, agents, and industry experts swear by when it comes to getting a house sold. By honing in on the ones that apply to your situation, you may be able to reach the closing table in a fraction of the time. Read More ›

The Top 5 Ways Professionals Waste Time

No matter how efficient you think you are, it’s incredibly likely that you waste time regularly. A professional work environment is designed to help you maximize efficiency, and with modern technology, we’re theoretically capable of higher productivity than ever before. Unfortunately, some of these office fixtures and technologies actively work against us, sabotaging how much work we’re able to get done in a finite amount of time.

Here’s the good news — if you’re actively aware of the distractions and habits that waste your time, you can start to fight back against them. Here are five of the most common: Read More ›

Women In Business: Financing For Female Entrepreneurs

It’s an increasingly recognized fact that empowering women through business financing is an important step in ending poverty on both a national and global scale. Globally this has taken the form of microfinance loans and other such resources that allow women in the developing world to pursue business opportunities. Nationally, however, there seem to be fewer initiatives to empower women in business. This manifests itself in such statistics as this – only 7% of start-up funding goes to companies led by women.

While investors clearly don’t favor female-headed companies, there are other financing opportunities that can help women make waves in the business world. Finding funding starts by recognizing the breadth of possible sources that might provide it. Read More ›

5 Fire Safety Tips for Your Family to Remember

As the head of your household it can be difficult to keep track of all of your responsibilities. From cashing a paycheck to getting the kids out of the bed in the morning, the sheer amount of obligations you have can be enough to stress any sane person out. And while some tasks are more important than others, you don’t want to forget about the importance of fire safety. It’s not something you think about all of the time, but you certainly don’t want to forget about it completely. The effects can be disastrous. Read More ›

Top Issues Families Deal With Today

Families are not perfect. They experience misunderstandings and conflicts due to various factors. These problems can happen between parents and children, among the kids or among the parents. Some of the most common causes of these family woes include lack of communication, financial pressures, alcoholism, anti-Christian culture, divorce and lack of balance between work and family among others.


When communication lines are not open, there's bound to be some miscommunication which can lead to misunderstandings. As such, it is important to ensure that all family members is heard, understood and valued. A study published in the 2003 Journal of Family Issues noted that many couples admit that communication problems as leading causes for divorce. View Infographic ›

A Look at the Science of Professional Networking

Professional networking is one of those things that most people dread. It feels awkward, uncomfortable, and forced. However, you’d be hard-pressed to deny the fact that networking is directly linked to career success. As the old adage goes, “It’s not what you know, but who you know.”

5 Tips for Networking Success

Networking is a very personal thing in the sense that different personalities and careers require different techniques. However, regardless of your goals, the following tips have proven to be helpful. Read More ›