How much crime is there where you live?
It's a fact that crimes cannot be totally eradicated. They can be reduced and managed but they continue to be committed around the world. Where people go hungry and have dark motives towards others, there's bound to be criminal incidents.
In the U.S., however, recent statistics reveal a decline in violent crimes particularly in the first half 2013. The Federal Bureau of Investigation noted that violent crimes including murders dropped by 5.4 percent in the first six months of last year compared with the same period in 2012.
Additionally, the U.S. violent crime rate has been cut in half in the past two decades up to 2012. Since 2007, incidents went down from 471.8 to 386.9 per 100,000 people. View Infographic ›
Think carefully next time you want to take that selfie!
Divorce is commonplace in the U.S. It occurs owing to various personal reasons most often due to irreconcilable differences. Other top factors include poor communication, finances, abuse and infidelity.
Currently, statistics show that about 50 percent of all marriages end up in divorce and one occurs every 13 seconds. On a daily basis, marital relationships end at a rate of 6,646. Studies have also confirmed that genetics, income levels and education can influence a couple's risk of divorce.
Another research done by Brown University in 2009 noted that divorce may be contagious. This means that the cultural and political identities of a state have a potential of influencing the marriage patterns of its residents. The American Community Survey revealed that Panama City in Florida has the highest divorce rates followed by Sierra Vista in Arizona, Charleston in West Virginia, Medford in Oregon and Reno, Nevada completing the top five list. View Infographic ›
Anyone with an email account knows how much of a problem spam is: from adware to malicious attachments to phishing for your private passwords, spammers use a variety of tactics that can be difficult to track. But have you ever wondered where all these spammers are?
This infographic illustrates where most of the world's email spam comes from. The top sources are China and South Korea; it's estimated that these countries alone account for 55% of the world's spam traffic, with South Korea also being responsible for a whopping 56.3% of all spam sent to Europe.
It's interesting in light of the current disputes between China, South Korea, and Japan, on topics such as territorial rights to the Senkaku and Takeshima Islands, and the comfort women issue. Other spam "gainers" include Russia, Vietnam, Ukraine, and the Philippines, while the US, India, and Japan actually showed a decrease in spam, dropping down the list.
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Kickstarter has proven itself to be an important platform for new ideas to flourish as people are convinced to buy Kickstarter projects.To see just how far it has come so far, let us look into some relevant stats related to its performance. This can provide wannabe project creators an idea of how much chance they have when they do decide to launch their idea through the crowdfunding platform.
Launched vs Funded
We can see here that out of the more than 80,000 projects launched through Kickstarter, only 33,626 got successfully funded. That translates to about 42% . We have to remember that a lot more projects have never been launched upon submission of their proposal. This simply means that getting into the Kickstarter platform is not guaranteed and that being launched is not an assurance either that it will successfully obtain the desired funding. It has been observed that projects that are unique or offer a new twist to an otherwise old product stand the chance of being launched and funded successfully.
The success rate placed at 43.7% also shows that nothing is guaranteed either even after successful funding. Projects may have been successfully funded but it does not follow that they would be as successful when offered to the market. Market success is an altogether different arena.
Amount of Money Raised
It would appear that projects eyeing funding from $1,000 to $ 9,999.99 have raised the most money through the platform. The least goes to the $1 Million and above projects. This makes sense since it is really more difficult to raise bigger amounts of money since the risk of not completing the goal is higher. Most fund providers are interested in seeing the projects they support to fruition. The most popular amount bracket is attainable in terms of funding goal and funding support. This is not to say however that big-ticket projects do not stand a chance.
Most Popular and Most Successful Project Categories
The most popular project category is Film and Video, a good number of which are game-related. On the other hand, Dance Projects have the highest success rate. Again, this just goes to show that popularity is not always equivalent to success. Projects may get different appreciation in actual production as compared to when they are in the drawing board.
Bankruptcy is the state of insolvency or financial ruin that people would have every reason to want to avoid. Declaring bankruptcy has far-reaching effects. It may succeed in giving relief to the beleaguered debtor but it will come at a price - the price of bearing an unfavorable credit record. To most affected people however, that is a much preferred option than being continually harassed by creditors.A Chapter 7 Bankruptcy Lawyer is the best person to consult about this matter. So what brings people to bankruptcy? Here are some of the leading causes:
There is good basis for the the saying that "Health is wealth". The moment it is lost and sickness comes in, people can be sent spiraling down in terms of finances. If it is expensive to live, living in sickness is far more expensive. Serious sicknesses will prevent afflicted people from working and therefore from earning. Sickness can also drain funds very fast since money tends to be spent faster than earned. The cure or the required procedure to get well can be very costly for life-threatening diseases.
The loss of a job, especially if not anticipated or expected, can be fatal to the financial condition of many. This is especially so if there are loans being paid or the unemployed is the sole breadwinner in the household. Bankruptcy will likely occur if another work cannot be found soon enough to save families from going through it.
When expenses exceed income, financial difficulty is always a near possibility. Bank loans, credit card payables, and mortgage payments when added together with the cost of daily living is very expensive. Uncontrolled spending is usually the main culprit here.
A good number of people can be forced into bankruptcy by a change in status. Women who have chosen to be stay-at- home moms and have no paying careers to speak of may find it difficult to get by after divorce. They will need to find a paying job and that is always not easy. Alimony can also be a serious financial burden to carry.
When disasters like earthquake, fire, or severe flooding occurs, it is always possible that bankruptcy is looming ahead. This type of occurrences typically force people to be in a serious bind. It is bad enough to face expected disasters if we are unable to avert it. So much so if disasters strike unexpectedly and during already difficult times.
Whether you’re into shine shows, cruise nights or meetups with others who share your passion for certain styles, makes and models, getting ready for your next car show is a big deal. You might be tempted to spring for an expensive detailing job, but you can actually do an equally killer job yourself and there’s no need to buy the most expensive equipment. The classics work, from using Windex and newspapers on your rims to a standard wax job. However, there’s more to prepping for a car show than just shining your ride.
It’s also about building community and showing off your knowledge. Few people know absolutely everything about their car, especially if it’s been customized or you recently picked it up from a reputable dealer or previous owner. Read up on the statistics, research the common issues with your make and model (there will always be a few things) and make sure you ask your body shop pro exactly what process was used for that custom color or design.
This isn’t just your car’s time to shine; it’s also yours.
Choosing the right meetup
There are niche shows and cruises for every type of car lover. It doesn’t matter if you’re into hip hop car culture, vintage VWs or all American muscle cars. Regardless of where you live, there are events happening year-round. However, a big struggle is actually getting to the show. Depending on how rare your ride, you may need to tow it to avoid putting senseless miles on it. This also means you’ll need to have a transportable detailing kit with you right before show time.
Finding your right niche is kind of like rushing a fraternity or sorority; some trial and error is required. You can get a feel for the group via social media. Check out what other cars have made appearances to gauge how you’ll fit in. There’s a right match for every collector car, and spreading yourself too thing can be frustrating. Since there are car shows every week of the year, choose wisely (especially if there’s an entry fee).
Unfortunately, many people attend car meetups and shows solely to show off, which means they miss out on the biggest perk: Socializing. It’s challenging to find others who share your same level of passion. Use this as an opportunity to connect, and listen more than you speak. Asking questions is a great way to get to know someone and you’ll even learn something in return.
When Americans feel a pinch in their financial situation, cost-saving tips becoming valuable to the average family. The MintLife Blog states that only 32 percent of American households currently draw up a detailed budget to control spending and track income.
While the typical budget-conscious individual may know to forgo that daily Starbucks treat at $5 a pop, he or she may be unaware of smartphone apps or negotiation advice that can save hundreds of dollars a month. You can benefit from the following tips of financial wisdom.
Understand your monthly expenses
According to The Savor Blog, tracking every cent of your expenses can help you develop better spending habits. Even though you may have cut a costly Starbucks habit, you could still be spending money on other habits that cost hundreds of dollars a month.
People who are addicted to cigarettes can easily spend $200 to $300 a month on them. By tracking every cent of your expenses in a smartphone app or Excel spreadsheet, you'll be fully aware of your spending habits and make required changes. Another option is to see what kind of online options your bank offers. Online checking accounts make it easy to monitor and record your transaction history from your home computer or even your mobile phone.
Take advantage of circulars
Grocery shopping can a great area to reduce expenses. ABC News recently discussed a list of smartphone apps that provide circulars in electronic form.
If you feel like you don’t have time to sift through newspapers or clip coupons, you may want to use a smartphone app to glance through circulars in your spare moments. Whether you’re waiting to pick up the kids from school or stuck in a long line, you can use this time to your benefit by finding electronic circulars and coupons.
Negotiate your medical bills
Some people suffer the financial pinch when they owe thousands of dollars on a medical bill. Instead of struggling to pay the total amount, you could try to negotiate the amount down.
Only 31 percent of Americans ever attempt to negotiate over an amount owed on a medical bill, yet 93 percent of Americans who do are successful. If you plan on discussing a medical debt, make sure you deal with the ultimate decision-maker.
Those who are in charge of billing decisions can help you out by cutting the amount you owe for your medical care.
Negotiate in all contexts
In addition to negotiating your medical bills, you should also feel comfortable to do the same in just about any other context. Even if you’re at a farmers market or clothing store, it may be possible to haggle for a lower price on something you want.
Improve the security of your home
You can lower the rate for your home insurance policy by taking the trouble to improve security measures. Adding a free wireless security system may help you save as much as five to 20 percent on your home insurance policy. Also, selecting the e-policy or e-bill delivery option can result in some savings.
Following the above tips can add some wiggle room to your monthly budget. Take advantage of these strategies so you can free up extra cash and get more value for your dollar.