Women In Business: Financing For Female Entrepreneurs

It’s an increasingly recognized fact that empowering women through business financing is an important step in ending poverty on both a national and global scale. Globally this has taken the form of microfinance loans and other such resources that allow women in the developing world to pursue business opportunities. Nationally, however, there seem to be fewer initiatives to empower women in business. This manifests itself in such statistics as this – only 7% of start-up funding goes to companies led by women.

While investors clearly don’t favor female-headed companies, there are other financing opportunities that can help women make waves in the business world. Finding funding starts by recognizing the breadth of possible sources that might provide it. Read More ›

Common Targets of Burglars

Burglars strike anywhere and at any time they want. They may plan their moves or they can just pick their targets randomly. In the U.S., reports noted that a home was burglarized every 15 seconds in the year 2010 alone. Unfortunately, less than 15 percent of thieves who strike residential properties are not caught by authorities.

Most burglars are young males below 25 years old. They target houses just near their own home or usually within two miles. In the U.S., 73.9 percent of burglaries occurred in homes. View Infographic ›

5 Fire Safety Tips for Your Family to Remember

As the head of your household it can be difficult to keep track of all of your responsibilities. From cashing a paycheck to getting the kids out of the bed in the morning, the sheer amount of obligations you have can be enough to stress any sane person out. And while some tasks are more important than others, you don’t want to forget about the importance of fire safety. It’s not something you think about all of the time, but you certainly don’t want to forget about it completely. The effects can be disastrous. Read More ›

Top Issues Families Deal With Today

Families are not perfect. They experience misunderstandings and conflicts due to various factors. These problems can happen between parents and children, among the kids or among the parents. Some of the most common causes of these family woes include lack of communication, financial pressures, alcoholism, anti-Christian culture, divorce and lack of balance between work and family among others.

Miscommunication

When communication lines are not open, there's bound to be some miscommunication which can lead to misunderstandings. As such, it is important to ensure that all family members is heard, understood and valued. A study published in the 2003 Journal of Family Issues noted that many couples admit that communication problems as leading causes for divorce. View Infographic ›

A Look at the Science of Professional Networking

Professional networking is one of those things that most people dread. It feels awkward, uncomfortable, and forced. However, you’d be hard-pressed to deny the fact that networking is directly linked to career success. As the old adage goes, “It’s not what you know, but who you know.”

5 Tips for Networking Success

Networking is a very personal thing in the sense that different personalities and careers require different techniques. However, regardless of your goals, the following tips have proven to be helpful. Read More ›

Who are America’s Top Immigrants?

A growing number of people from around the world continue to migrate to the United States of America. Being the land of opportunity, it has become a magnet to young people aspiring to earn a better living and help their families back home. In fact, it is a leading destination of immigrants that now have reached 41.3 million as of 2013, according to the Migration Policy Institute.

The arrival of immigrants in the U.S. has been recorded since 1819. This was after Congress passed a law requiring such move as the country needed immigrant workers. View Infographic ›

Don’t Let The Bed Bugs Bite: Identifying And Eliminating This Pest

Bed bugs are a nuisance. In fact, for all the discomfort and difficulty they cause, they’re a bit more like a plague. Unfortunately these dreadful creatures are on the rise in cities around the United States. From New York City to Anchorage, homeowners are increasingly calling on pest control to eliminate these bugs. This raises the question, why are bed bugs on the rise?

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The Bed Bug Boom

Bed bugs have been around a long time; there is evidence of these pests over 3,000 years ago in Egypt. As for the United States, we had nearly eliminated bed bugs by the 1970s because of the use of DDT-based pesticides. Unfortunately, when we stopped using DDT, most pesticides were adjusted to specifically target cockroaches. Since cockroaches are a natural predator of bed bugs, the bed bug population flourished as the cockroaches disappeared. Read More ›

How to Build Your Own Brand as a Politician

When a company begins selling products or services, they become a brand. Successful companies turn into brands that consumers recognize through solid marketing techniques.

As a politician running for office, your goal isn’t much different. You still need to build a brand that people recognize through your marketing efforts, but that trademark is your name, rather than a company name. View Infographic ›

What You Should Know About the Vault in Fallout

Fallout is a popular role-playing video game with a retro-futuristic setting. This game takes place after a global nuclear war sometime in the middle of the 22nd century through to the 23rd century. Its popularity has, in fact, resulted in several sequels and spin-off games that form part of the Fallout series.

Now owned by Bethesda Softworks, Fallout is considered as the successor of the role-playing game Wasteland released in 1998. Just recently, the latest sequel was launched during the first-ever Electronic Entertainment Expo or E3 but it will be officially released in November including versions for Xbox One, PlayStation 4 and personal computers. The same event launched the free Fallout Shelter spin-off game for iOS in the App Store.

Bethesda has developed several role-playing video games that have attracted a large fanbase. These include Skyrim and Fallout, both of which are pitted against each other resulting in the Skyrim vs Fallout rivalry.

Unlike Skyrim that features dragons and a funny twist that allows yelling to kill people, Fallout focuses on people and high-tech weaponry. For many gamers, Fallout is more engaging with a great soundtrack to accompany the game.

In Fallout, the Vault is where the you as the player or the so-called lone wanderer are born and raised singlehandedly by your father. The father, however, eventually leaves the Vault when you become a teenager prompting the player to leave as well especially when the Overseer attempts to arrest him or her.

After leaving the Vault, the player is then called the Lone Wanderer. He or she then goes to the Capital Wasteland in Washington D.C. to search for his father and ventures into other areas such as the Project Purity facility, Rivet City, Megaton settlement and a lot more.

Get to know more about Fallout's Vault 101 and Wasteland in this infographic.

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Current Trends in Freelance Writing

People passionate about writing are fortunate these days as they have more freedom in choosing the type of work they want to pursue. The best part is they can do it in the comfort of their homes. That's the best perk of freelance writing.

In North America today, writers make up nearly half of freelancers. In the U.S., an estimated 53 million Americans are freelancing. Based on the 2012 Freelance Industry Report, 18 percent of freelancers claimed writing as their primary skill while 10 percent said they are skilled in copy-editing and another 10 percent listed copy-writing as their main skill. Other skills listed included translating, web development and marketing.

The number of freelancers is predicted to continue growing moving forward and more companies are expected to embrace this growth. Writers who wish to do freelance work can simply visit several sites including freelance jobs board that provide a list of online and other freelancing jobs. Elance is a popular platform that connects freelancers including writers and editors with contractors looking for staff to outsource certain tasks.

With the trend in content marketing going strong these days, the demand for freelance writers remains high. Reports have noted that companies of all sizes are now allocating a specific budget solely for content marketing and many use freelance writers to meet this demand. In addition, writers can actually more if they are resourceful enough. As of 2010, the median annual wage of writers was at $55,420 or an equivalent of $26.64 per hour based on data from the U.S. Department of Labor.

The outlook for freelance writers is bright. It is predicted to grow six percent until 2010. Among the writers that will be in demand moving forward are those specializing in SEO, social media and content marketing.

Apart from able to work from home, freelance writers can also easily find a job without having to prove their educational background. As long as they can show samples of their writing work, they can eventually get writing projects even from several contractors. Furthermore, as a freelancer, one can choose the niche he or she wants to focus on, set his own rates and create his own service offerings.

An added bonus is that you can actually become a sub-contractor. This means you can create your own team of writers and then accept assignments in bulk. Or you can also accept work from other freelance writers who may need help in writing the many assignments they have.

The infographic below provides more details on the trends in freelance writing.

IG on freelance writing trend

Financial Behaviors that can Lead to Divorce

Not all couples lead a good life. Some are lucky to be married to well-off individuals who can afford to pamper them with the things they like to own while some end up with the average individual who earns a regular monthly income enough to make both ends meet.

But regardless of a couple's status in society, there are certain habits related to handling money that a spouse should avoid as this can lead to a rocky marriage. A husband and wife should be partners at all times and this includes managing finances properly to protect your marriage and ensure a better future for your family, according to a Los Angeles divorce lawyer from the Korol and Velen law firm. View Infographic ›

Which Countries Are You Safest on the Road?

Car accidents take place every now and then anywhere in the world. Each year, hundreds of people are killed in crashes involving all sizes of vehicles.

The World Health Organization (WHO) noted that injuries caused by road traffic accidents resulted in the death of 1.24 million people in 2010 alone. This means that for every 25 seconds, one person is killed. Of the people killed, a third of those that occurred in low and middle-income countries comprise cyclists and pedestrians.

Additionally, majority or 80 percent of deaths from road traffic accidents took place in middle-income countries. This alone already accounts for 72 percent of the world's population. View Infographic ›

Can You Afford A Divorce?

The process of divorce is not only stressful to both spouses but it is also very expensive. You may have heard about the milliion-dollar divorce cases among celebrities and although the cost of divorce for an ordinary couple may not be in the millions, it can still be out of reach.

So how costly can divorce be and who pays for the expenses? How do couples divide their finances? What about credit accounts and credit scores?

A national study noted that the yearly cost of divorce in the U.S. alone stands at $112 billion. View Infographic ›

Water for Life

Most people are familiar with the “rule” that we should drink eight 8-ounce glasses of water a day. As it turns out, that isn’t so much a rule as it is a guideline. Many factors, such as age, weight, and level of activity play into how much water each individual should consume. You also need to substitute the word “fluid” for the word water, as it’s fluid our bodies require. Fluids can be plain water, juice, coffee or tea, or food. The only fluid to be avoided when you need to hydrate is alcohol, as it leads to dehydration.

An easy way to know if you’re drinking enough water is to observe your urine. If it’s pale yellow and clear, you’re usually adequately hydrated. The urine should also be close to odorless, unless you’ve recently eaten something like asparagus that has a distinctive odor or if you’re taking a medication that creates strong-smelling urine.

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What Water Does in Your Body

Fluids are essential to keeping our bodies functioning smoothly. Every organ, including our brains, require a certain amount of liquid to do their jobs. You can’t properly digest food and absorb the nutrients in them without fluid. You don’t have to drink water with your meal if you prefer not to—just consume juicy fruits, vegetables, and soups.

Our biggest organ is our skin. It needs water to stay soft and flexible, but it is also part of our body’s temperature control system because of the way it allows us to sweat when we’re overheated. Forget about the idea that drinking lots and lots of extra water will take away wrinkles or lines. Dehydration contributes to dry and wrinkled skin, but over-hydration won’t cure them.

Water by itself won’t help us lose weight. That’s another myth. Substituting plain water or a low-calorie drink for high-calorie beverages is what will help us shed those extra pounds. Adequate fluids will, however, help keep us energized. With energy, we can exercise away excess weight, as well as generally feel good.

Too Much of a Good Thing

We die quickly if we don’t consume enough fluids. However, it’s possible to over–hydrate. That’s rarely fatal, but it’s definitely not good for our bodies. Drinking too much water or drinking it too fast leads to water intoxication.

You've heard it a million times. When it's hot outside or you're exercising, drink lots of water. It's how your body stays hydrated. Dehydration can lead to all kinds of conditions, some very serious and even life-threatening.

It works both ways. Our bodies must keep a certain balance between electrolytes. Electrolytes are minerals, the two most common of which are sodium and potassium. We lose most of our electrolytes when we sweat, although they are also a part of urine. Drinking excessive amounts of water, especially when you’re exercising to replace fluids lost to sweat, leads to excessive loss of electrolytes. Lose too much and you’re on your way to the nearest emergency room.

Violent Crimes Trend in the U.S.

It's a fact that crimes cannot be totally eradicated. They can be reduced and managed but they continue to be committed around the world. Where people go hungry and have dark motives towards others, there's bound to be criminal incidents.

In the U.S., however, recent statistics reveal a decline in violent crimes particularly in the first half 2013. The Federal Bureau of Investigation noted that violent crimes including murders dropped by 5.4 percent in the first six months of last year compared with the same period in 2012.

Additionally, the U.S. violent crime rate has been cut in half in the past two decades up to 2012. Since 2007, incidents went down from 471.8 to 386.9 per 100,000 people. View Infographic ›

The Rate of Divorce in the U.S.

Divorce is commonplace in the U.S. It occurs owing to various personal reasons most often due to irreconcilable differences. Other top factors include poor communication, finances, abuse and infidelity.

Currently, statistics show that about 50 percent of all marriages end up in divorce and one occurs every 13 seconds. On a daily basis, marital relationships end at a rate of 6,646. Studies have also confirmed that genetics, income levels and education can influence a couple's risk of divorce.

Another research done by Brown University in 2009 noted that divorce may be contagious. This means that the cultural and political identities of a state have a potential of influencing the marriage patterns of its residents. The American Community Survey revealed that Panama City in Florida has the highest divorce rates followed by Sierra Vista in Arizona, Charleston in West Virginia, Medford in Oregon and Reno, Nevada completing the top five list. View Infographic ›

Where Spam Comes From

Anyone with an email account knows how much of a problem spam is: from adware to malicious attachments to phishing for your private passwords, spammers use a variety of tactics that can be difficult to track. But have you ever wondered where all these spammers are?

This infographic illustrates where most of the world's email spam comes from. The top sources are China and South Korea; it's estimated that these countries alone account for 55% of the world's spam traffic, with South Korea also being responsible for a whopping 56.3% of all spam sent to Europe.

It's interesting in light of the current disputes between China, South Korea, and Japan, on topics such as territorial rights to the Senkaku and Takeshima Islands, and the comfort women issue. Other spam "gainers" include Russia, Vietnam, Ukraine, and the Philippines, while the US, India, and Japan actually showed a decrease in spam, dropping down the list.

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Kickstarter Stats: What Do They Mean?

Kickstarter has proven itself to be an important platform for new ideas to flourish as people are convinced to buy Kickstarter projects.To see just how far it has come so far, let us look into some relevant stats related to its performance. This can provide wannabe project creators an idea of how much chance they have when they do decide to launch their idea through the crowdfunding platform.

Launched vs Funded

We can see here that out of the more than 80,000 projects launched through Kickstarter, only 33,626 got successfully funded. That translates to about 42% . We have to remember that a lot more projects have never been launched upon submission of their proposal. This simply means that getting into the Kickstarter platform is not guaranteed and that being launched is not an assurance either that it will successfully obtain the desired funding. It has been observed that projects that are unique or offer a new twist to an otherwise old product stand the chance of being launched and funded successfully.

Success Rate

The success rate placed at 43.7% also shows that nothing is guaranteed either even after successful funding. Projects may have been successfully funded but it does not follow that they would be as successful when offered to the market. Market success is an altogether different arena.

Amount of Money Raised

It would appear that projects eyeing funding from $1,000 to $ 9,999.99 have raised the most money through the platform. The least goes to the $1 Million and above projects. This makes sense since it is really more difficult to raise bigger amounts of money since the risk of not completing the goal is higher. Most fund providers are interested in seeing the projects they support to fruition. The most popular amount bracket is attainable in terms of funding goal and funding support. This is not to say however that big-ticket projects do not stand a chance.

Most Popular and Most Successful Project Categories

The most popular project category is Film and Video, a good number of which are game-related. On the other hand, Dance Projects have the highest success rate. Again, this just goes to show that popularity is not always equivalent to success. Projects may get different appreciation in actual production as compared to when they are in the drawing board.