Tricks to Save Money in Your Daily Life

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When Americans feel a pinch in their financial situation, cost-saving tips becoming valuable to the average family. The MintLife Blog states that only 32 percent of American households currently draw up a detailed budget to control spending and track income.

While the typical budget-conscious individual may know to forgo that daily Starbucks treat at $5 a pop, he or she may be unaware of smartphone apps or negotiation advice that can save hundreds of dollars a month. You can benefit from the following tips of financial wisdom.

Understand your monthly expenses

According to The Savor Blog, tracking every cent of your expenses can help you develop better spending habits. Even though you may have cut a costly Starbucks habit, you could still be spending money on other habits that cost hundreds of dollars a month.

People who are addicted to cigarettes can easily spend $200 to $300 a month on them. By tracking every cent of your expenses in a smartphone app or Excel spreadsheet, you’ll become fully aware of your spending habits and make required changes.

Take advantage of circulars

Grocery shopping can a great area to reduce expenses. ABC News recently discussed a list of smartphone apps that provide circulars in electronic form.

If you feel like you don’t have time to sift through newspapers or clip coupons, you may want to use a smartphone app to glance through circulars in your spare moments. Whether you’re waiting to pick up the kids from school or stuck in a long line, you can use this time to your benefit by finding electronic circulars and coupons.

Negotiate your medical bills

Some people suffer the financial pinch when they owe thousands of dollars on a medical bill. Instead of struggling to pay the total amount, you could try to negotiate the amount down.

Only 31 percent of Americans ever attempt to negotiate over an amount owed on a medical bill, yet 93 percent of Americans who do are successful. If you plan on discussing a medical debt, make sure you deal with the ultimate decision-maker.

Those who are in charge of billing decisions can help you out by cutting the amount you owe for your medical care.

Negotiate in all contexts

In addition to negotiating your medical bills, you should also feel comfortable to do the same in just about any other context. Even if you’re at a farmers market or clothing store, it may be possible to haggle for a lower price on something you want.

Improve the security of your home

You can lower the rate for your home insurance policy by taking the trouble to improve security measures. Adding a free wireless security system may help you save as much as five to 20 percent on your home insurance policy. Also, selecting the e-policy or e-bill delivery option can result in some savings.

Following the above tips can add some wiggle room to your monthly budget. Take advantage of these strategies so you can free up extra cash and get more value for your dollar.

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Why Water Damage Needs to Be On Your Radar in a New Home

When someone makes a move into a new rental or consider purchasing a home, most don't think about water damage. However, pre-existing damage or potential threats can dramatically reduce the value of a property, lead to the damage of your belongings, and create health hazards. Getting the facts about current water damage and threats, and then being proactive about addressing these issues is key during your move-in process. Leaky pipes, malfunctioning appliances, and condensation are sources of water damage that can affect your quality of living and your water bill.

Water Bill Spikes

When you receive you water bill, does it fail to make sense? Your money might be dripping away in the form of leaks and spills. According to the U.S. Geological Survey, a single faucet that drips once per minute wastes up to 34 gallons per year. This can really add up, especially if your toilet is not working efficiently, and if your home has other leaks.

Learn how to check your water meter at home. If you're not sure, contact your local utilities company to get more information. Keep a close eye on the meter. The folks at Water Damage Defense recommend a simple test in their recent Water Damage By the Numbers infographic: note the measurement, then avoid using water for two hours. If the measurement has changed, then you probably have a leak.

Mold Concerns

Unseen leaks won't only cause water damage to your belongings and home structure, but it can lead to dangerous mold growth. This is no laughing matter, since mycotoxins from mold can cause severe allergies, breathing problems, and chronic illnesses. Mold growth may or may not be visible, especially if it is taking place behind walls. If you live in a home that develops condensation on walls or windows, make sure that the space is properly ventilated and even wiped down, to prevent moisture accumulation.

If you suspect a leak, contact your landlord or hire a contractor to address the plumbing issue first. If mold is discovered, hire a professional to clean it – they will have the appropriate filter masks and cleaners to deal with the issue safely. If you're a renter, check your local department of health to see what your tenant responsibilities are regarding mold assessment and cleanup.

Preventative Measures

Whether your home is affected by water damage concerns or not, it's a good practice to be prepared for any upcoming incidents. One of the easiest ways to monitor water levels is to equip your home with water sensors, emergency shut off systems, and backup pump systems. For example, if your washing machine or icemaker suddenly springs a leak, then the system will detect a rising water level and switch off the flow of water. This can save you thousands of dollars in damage.

Before you move into a new home or rental, it is very important to examine a property for current water damage and threats. Not only will this awareness help you save money on your water bill, but it will also increase the safety of your household. Equipping your house with preventative devices can also save your home investments in the long run.

 

Makita vs. Dewalt – An Infographic

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Makita and Dewalt have been rivals in the world of power tools since they were founded in the early 20th century. The two companies grew up side by side, both companies making a name for themselves in the ‘60s and ‘70s with innovations like the bench grinder from Dewalt and Makita’s first rechargeable battery-powered drill. Over the years, these two companies have done their part to completely reimagine the way you build, nearly matching one another tool for tool, great idea for great idea.

Throughout the years, Makita has provided builders and craftsmen with convenience and high performance. The innovation of the rechargeable drill was truly a game changer, and they didn’t stop there. In 1978 they released the first drill to use NiCad batteries, and within just a few years came out with their first pneumatic (air powered) tools. Not only has Makita provided the world with great power tools, but has sponsored bands and sports teams.

For just about every accomplishment Makita has made over the years, Dewalt has been right alongside them with their own innovations. In 1960, Dewalt merged with Black & Decker to be among some of the most popular brands in the world. To compete with Makita’s string of cordless, rechargeable tools, Dewalt released a line of 30 tools in 1994 which happened to be the most powerful cordless tools to date. In terms of stock shares and service centers, Dewalt has Makita beat, but the companies are still neck and neck in quality, ideas, online dealers, and even Twitter followers.

So, which team are you? Do you reach for Makita’s tools, which are always dressed in that classic blue, or does Dewalt’s iconic yellow brand grab your attention when you walk into the store? Whichever company you prefer, you can be sure that your toolbox is filled with high quality tools that will get the job done right.

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AVN Awards – The Creation of a Star

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The annual AVN awards highlight the top adult performers of the year among the industry's best. Although performances vary thematically and artistically, there are characteristics that many winners share. We've compiled the winner's stats and we've built the perfect adult stars.

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Source: http://www.youtubedownloadersite.com/avn-infographic.html

The Kitchen Remodeling Process

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Remodeling your kitchen is a monumental task. You are taking a huge, important part of your home and transplanting it with new, modern aesthetics. There is a massive lack of information available online that clearly and concisely details what a homeowner should expect when they decide to remodel their kitchen. Below is a ten step process that should simplify the process and address any general questions or concerns a homeowner may have. Published on Palatin Remodeling, Inc.
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Garage Door Statistics

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The garage door is often an overlooked part of many homes. People simply see it as a mechanism to let their automobiles in and out of their homes. However, there are many other factors and statistics that go along with the garage door that homeowners should be aware of.
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Infographic by GSM Garage Doors, a San Diego garage door repair company.

Birthday Present Ideas Timeline

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Instead of buying birthday presents willy nilly without too much thought, why don't you consider the events happening in the giftee's life at the time and give them a gift to maximise the enjoyment and minimise the pain from those events. We've developed this timeline infographic with 31 common life events and hundreds of gift ideas to go along with those events.
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What is that in your suitcase?

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Humorous view of some of the weirdest things people have tried (and failed) to smuggle through customs.
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How Document Management could save a million

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Effective document management systems can save huge sums of money in any business and industry. Sun Document for instance, is responsible for managing legal documents for a number of corporations. Here's how document management saved huge sums of money during a large-scale project.
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Get targeted, quality traffic to your site with a guest posting service

Is Your Social Media Campaign On Track?

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This infographic is a quick and easy to use guide to ensure businesses ‘stay on track’ of their social media campaigns.
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Source: http://www.returnondigital.com/blog/social-media-infographic

The Environmental Impact of Printing

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We all take printing for granted. Indeed, it's a necessity of life, even in these days of cloud storage and mobile devices. Hard copies are still a requirement in many, many areas of our personal and business lives.

But have you ever given thought to what happens to the thousands and thousands of ink cartridges and toner cartridges we get through in the UK each year?

The impact on the environment is massive so recycling and reusing printer cartridges is essential - and it makes a big, BIG difference. Here's how.

COPY AND PASTE TO EMBED THIS ON YOUR SITE:

The Environmental Impact of Printing

Source: Cartridge World
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The Planets to Scale

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A graphic comparing the relative sizes of all eight planets in our solar system.

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Source: http://space-facts.com/the-planets-to-scale/

The Cost of Not Finishing Your College Degree

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Not finishing your college degree can cost you some serious money over the long run. This graphic represents average differences in income over a lifetime between individuals with a high school diplomas, a bachelor’s degree, or a graduate degree.

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Who’s Getting Paid the Most Based on Degree?

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Take a look at what your college degree might earn you after graduation. The lowest and highest paid incomes based on degree and industry.

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A-Z of raw ingredients for juicing infographic

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A-Z of raw ingredients for juicing info graphic - Infographic on ingredients for juicing and the benefits of juicing. Provides info on how ingredients for juicing support your immune system, slowing the aging process and recovering quicker from illness. Infographic includes few popular fruits and vegetables used in juicing and their specific benefits.

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Source: Slow Juicer

Killer Blog Design

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Blog Design For Search Engine Optimization
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Cloud Hosting For Small

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Small Companies using Cloud Hosting.
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Bounce Rate Demystified

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What is Bounce Rate? All details about Bounce Rate
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Source: http://blog.kissmetrics.com/bounce-rate/